Andy in Raleigh, NC
Wednesday, June 13, 2012 at 10:23 AM

AMEN! And one of the biggest problems that we face - what we have is not insurance, it is cost management and dispersal. Real insurance would cover the unaffordable things that you cannot budget for, and would not touch the "well visits" and monthly allergy and contraceptive medicine. Real insurance would allow you to compare costs for elective surgeries and care and make a decision based on all the factors, because you are going to pay out of pocket, so you darn sure are going to challenge the doctor when he/she asks for 15 tests for CYA. Which brings up our other biggest problem - lawyers and a lack of personal responsibility...

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