In response to
In Praise of Discrimination
JG in Oklahoma
Wednesday, June 27, 2012 at 1:31 PM
In response to
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Another case well stated John. Very well stated indeed.
If we want REAL reform in the healthcare and health insurance industries we need to unwind Medicare and Medicaid. And it can be done in a fair and equitable manner, minimizing harm to those who currently depend on it and those who have for years paid into it and are on the threshold of receiving it.
The "unwind" would have to be structured on a year by year basis to eventually wean the population off of this unfortunate and costly government teat. At the same time we instruct, encourgage and provide tax incentives for people to set aside money in their own Health Savings Accounts (HSA's) where they spend their own money for the small stuff and reserve their actual "health insurance" for the big stuff - catastrophic health issue occurences such as cancer, traumatic injuries, etc.
Isn't that the purpose of insurance to begin with? To guard ourselves against the big expensive surprises life occasionally hands us, but which we can't pay for out of our own pocket? Last time I checked my car insurance still doesn't pay for oil changes or routine maintenance. But, it will cover a major fender bender... And that's just what I need it for.