The Patriot Post® · The President Pitches Trump Accounts

In recent years, Americans have endured rising gas, food, and energy prices. Now, the inflation rate is stable or coming down as the Trump administration implements pro-growth economic policies. At the same time, it’s still hard for most parents to pay their bills each month, let alone put aside money for their child’s future.

That’s where the Trump Accounts come in.

As part of the One Big Beautiful Bill Act, Trump Accounts provide children born between 2025 and 2028 with an initial $1,000 federal government contribution designed to grow over time. Parents may contribute another $5,000 per year. At 18, account holders will have a solid investment account from which they can pay for college, start a small business, or put a down payment on a home.

As President Donald Trump recently remarked, “From their standpoint, they’ll have a real start in life. And that’s why decades from now, I believe the Trump Accounts will be remembered as one of the most transformative policy innovations of all time.” He added, “Parents, employers, churches, states, and loved ones will also be able to add up to $5,000 in additional money for those accounts. And with every modest contribution, Trump Accounts should reach at least $50,000 in value by the time the child turns 18 and could be very substantially more than that. With slightly greater contributions, the typical account will grow to $100,000, $200,000 and can even grow up to past $300,000 per child.”

The idea was met with praise from political and business leaders, hoping to inspire a new generation of Americans to save and invest.

NBC News reports, “President Donald Trump announced that ‘dozens of major employers’ have pledged to donate to the program for their employees’ children,” including “Uber, Intel, Nvidia, Hearst and others, as well as Comcast, the parent company of NBC News.”

It’s great to see the private sector willing to step up and make these investments worthwhile. And there’s more good news: Employer contributions are tax-exempt.

“Many financial services companies, including asset manager BlackRock and large banks like JPMorgan Chase and Bank of America, also announced they would participate. The firms’ pledges follow a monthslong effort by the Trump administration to encourage corporate behemoths to take part in the program,” write Danny Nguyen and Aiden Reiter of Politico.

As of now, though, it’s surprising how many Americans still haven’t heard about the Trump Accounts.

Economist Larry Kudlow wonders, “I don’t know why President Trump and the Republicans aren’t shouting from the rooftops about Trump accounts, which could turn working-class minority kids into millionaires. And it will teach a whole generation of youngsters about jobs, businesses, markets, and capitalism.”

As it turns out, the administration is touting the new investment under the biggest spotlight in professional sports.

According to CNBC, “Trump accounts will share in the Super Bowl spotlight on Sunday as part of a massive push to spread awareness about the pilot program. The Trump account commercial — paid for by Invest America, a nonprofit advocacy group — is set to air during the pre-game broadcast.”

Even rapper Nikki Minaj, a loyal supporter of President Trump, has reportedly donated hundreds of thousands of dollars to fund the Trump Accounts. And after Minaj appeared with the president at a recent cabinet meeting, Treasury Secretary Scott Bessent reported nearly one million new Trump account sign-ups.

As for the long-term benefits of these accounts, the Committee to Unleash Prosperity boasts, “We like the Trump Accounts because they are designed to create a nation of owners and it democratize stock ownership allowing today’s children to accumulate anywhere between $175,000 to $700,000 (depending how much supplemental money is put into the account) by the time they reach age 18.”

“Think about how rich 20 and 30-year-olds would get if they could put 10% of their payroll tax money into index fund accounts like this,” the Committee adds. “They’d be multimillionaires. But the left hates this idea of all Americans becoming stock owners because they hate capitalism, and they could no longer complain about wealth inequality.”

Imagine a future in which Americans don’t have to worry if Social Security will be there when they retire, if a down payment is already in the bank when they’re ready to buy a home, or if college affordability isn’t a worry. A future in which Americans are independent and prosperous.

For nearly a century, Americans have been sold the lie that they can’t get by without the government’s help. From Social Security to food stamps to welfare, we’ve been conditioned to believe we can’t make it on our own. The Trump Accounts seek to flip the narrative and empower our youngest citizens to achieve the American Dream through hard work and investment.