Why We Ask: Our mission and operations are funded 100% by conservatives like you. Please help us continue to extend Liberty to the next generation and support the 2022 Year-End Campaign today.

Emmy Griffin / October 3, 2022

Biden Student Loan Boondoggle Dragged to Court

One brave private citizen inspired many more to file lawsuits citing harm and unconstitutionality.

$400-$600 billion. That is the estimated range of how much it would cost to erase 27% of outstanding student loan debt plus the moratorium on paying that debt. Half a trillion dollars is more money than our minds can comprehend, and all of it would be an added burden on American taxpayers. But a brave soul named Frank Garrison decided to file a lawsuit against Joe Biden’s unconstitutional boondoggle.

Garrison was joined by other private citizens and six states — Missouri, Nebraska, Arkansas, South Carolina, Kansas, and Iowa. This legal action prompted the Biden administration to greatly reduce the number of Americans who would be eligible for debt forgiveness.

The Biden administration was making noises about formally starting to enforce the student loan debt cancellation starting in early October. Since this executive order overreach was coming to fruition, the opposition needed to act quickly and with authority.

One of the biggest (and most valid) complaints about the student loan debt forgiveness scheme is that President Biden simply doesn’t have the authority under the Constitution to cancel student debt. It is not within his presidential purview. This executive order expropriates power from the rightful branch of government: Congress. (That’s assuming it’s within even Congress’s authority to spend money this way — a big assumption.) Citizens such as Garrison also state that this policy will lead directly to personal financial harm because of the way his repayment plan is structured. The “forgiveness” will also cost him $1,000 more in state taxes. Join the club.

As for the states that have filed against this executive order, they also claim that these actions will cause harm. According to The Wall Street Journal: “Two of the states involved in the lawsuit — Missouri and Arkansas — have state-established student loan processing programs that service student debt. The states claim their loan entities, which generate revenue from administering loans or from interest payments, would suffer financially because of the debt cancellation program. The other states cited the potential impact on their tax revenues.”

Over a year ago, Biden declared that student loan forgiveness was not possible; it was out of his power to grant such favors. Then Democrats thought they found a loophole that Biden and his team used to justify this student debt cancellation: the HEROES Act. This 2003 piece of legislation grants the secretary of education authority to grant student loan relief in times of extreme circumstances such as war — or, as the Biden administration is justifying it, COVID-19. This is interesting because a damning piece of evidence against the debt forgiveness boondoggle is the president’s own words. Biden himself recently said, “The pandemic is over.” If the pandemic is over, then how can this expenditure be justified?

It will be interesting to see how this story continues to develop, but now it is up to the courts. If private citizens and the states can champion their case — even all the way to the Supreme Court — then perhaps this particular executive overreach can be stopped.

Start a conversation using these share links:

Who We Are

The Patriot Post is a highly acclaimed weekday digest of news analysis, policy and opinion written from the heartland — as opposed to the MSM’s ubiquitous Beltway echo chambers — for grassroots leaders nationwide. More

What We Offer

On the Web

We provide solid conservative perspective on the most important issues, including analysis, opinion columns, headline summaries, memes, cartoons and much more.

Via Email

Choose our full-length Digest or our quick-reading Snapshot for a summary of important news. We also offer Cartoons & Memes on Monday and Alexander’s column on Wednesday.

Our Mission

The Patriot Post is steadfast in our mission to extend the endowment of Liberty to the next generation by advocating for individual rights and responsibilities, supporting the restoration of constitutional limits on government and the judiciary, and promoting free enterprise, national defense and traditional American values. We are a rock-solid conservative touchstone for the expanding ranks of grassroots Americans Patriots from all walks of life. Our mission and operation budgets are not financed by any political or special interest groups, and to protect our editorial integrity, we accept no advertising. We are sustained solely by you. Please support The Patriot Fund today!


“Our cause is noble; it is the cause of mankind!” —George Washington

The Patriot Post is protected speech, as enumerated in the First Amendment and enforced by the Second Amendment of the Constitution of the United States of America, in accordance with the endowed and unalienable Rights of All Mankind.

Copyright © 2022 The Patriot Post. All Rights Reserved.

The Patriot Post does not support Internet Explorer. We recommend installing the latest version of Microsoft Edge, Mozilla Firefox, or Google Chrome.