After three years and hundreds of millions of dollars, HHS still hasn’t managed to build a functional exchange. Yet three San Francisco programmers managed to create a workable website similar to Healthcare.gov in just weeks. CBS reports, “With a few late nights, Ning Liang, George Kalogeropoulos and Michael Wasser built ‘thehealthsherpa.com,’ a two-week-old website that solves one of the biggest problems with the government’s site. … Using information buried in the government’s own website built by high-priced government contractors, they found a simpler way to present it to users.” As we’ve said repeatedly, the failure of the rollout is but a metaphor for the reality that no government bureaucracy is ever going to successfully manage 18% of the U.S. economy, much less a basic commerce website for insurance comparisons.